Mortgage lending value appraisal
Secure your lending decisions
The mortgage lending value is a solid basis for your credit business. At Persch Consult, we independently determine property values in a legally compliant manner, based on robust data and with technology-led precision. Perfectly aligned with your requirements, we support you by taking on peak workloads in day-to-day business and portfolio assignments.
How to recognise our quality
Our mortgage lending value services
We independently determine market values and mortgage lending values for banks and financial institutions in accordance with the German regulation BelWertV. As qualified appraisers, we rely on unparalleled real estate datasets and meet all regulatory requirements relevant to your credit processes.
- Professional onboarding to clarify your specific requirements
- Review and procurement of all required documentation
- Property inspections carried out by our qualified appraisers
- Market and mortgage lending value appraisals by asset class
- Four eyes principle for finalising the report
What sets our service apart
Quality at competitive terms
Our company holds multiple quality seals, and our appraisers are certified to the highest professional standards. We work independently, with performance-optimised systems and a strong commitment to fulfil your orders at competitive terms.
Full service and advisory
As part of Accumin, we are a global independent appraiser and advisor, providing data-driven valuation, next generation software, comprehensive real estate data and thorough inspection as one-stop shop. Our full-service solutions cover everything from single valuations to optimisation of the entire valuation process.
Performance backed by SLAs
Clear service level agreements and the professional use of intelligent systems guarantee fast and timely deliveries, from day-to-day business to major portfolio projects.
Digital and automated
A data-centric approach, automated processes and smart technology enable highly scalable capacity. This allows us to manage projects of any scale efficiently and deliver reliable results.
Frequently asked questions
Do you prepare valuation reports for properties across all regions in Germany?
Do you prepare valuation reports for properties across all regions in Germany?
With our appraiser teams and seven office locations, we cover the entire German market. We combine efficient processing workflows with tailored software solutions, enabling us to handle assignments of any volume.
Which types of valuations do you cover?
Which types of valuations do you cover?
The valuation report type depends on your objective. We therefore cover all valuation purposes along the standard credit cycle. Our services range from qualified value indications to valuations required for lending decisions, risk-related reviews or market-driven reassessments. We also carry out sample reviews for quality assurance and portfolio monitoring, for example in connection with equity relieve projection. Precise alignment of scope and methodology with our clients is central to our approach.
When is a mortgage lending value appraisal required?
When is a mortgage lending value appraisal required?
For loans secured by mortgage bonds, the property value provides a reliable basis for determining financing terms. The objective is to assess risks for credit decisions, optimise equity relieve projection and ensure stable refinancing of the institution.
At Persch Consult, we determine mortgage lending values for financial institutions in full compliance with regulations. We apply a data-driven approach and work with leading software solutions to safeguard lending decisions.
Contact
If you have any questions or concerns, please send us a message using the contact form. We will get back to you as soon as possible.